Using a credit card is highly convenient. You can use it for just about anything ranging from emergencies to credit building. But, there are some thin...
Is It Ever Good To Put Small Things On Credit Cards?
Say you want a latte, a muffin, or just want to get a little gas for your car. Is it a good idea to use your credit card? After all, it’s a small am...
How To Pay Off A Credit Card The Smart Way
An option to pay off your credit card debt fast is to move your debt from a credit card to a home equity line of credit. Another term for it is HELOC....
Examples of Hard Credit Inquiries
Lenders and other third parties judge your creditworthiness based on many factors and one of them is the inquiries that are on your report. Inquiries ...
Credit Card Terms You Should Know
Introductory rates – These are rates offered by the company and will go up after the introductory period is over. Annual fees – These are fees cha...
The 411 On Universal Life Insurance
Maybe you’ve heard of term life and maybe you’ve heard of whole life insurance. But, have you ever heard of universal life? Universal life insuran...